Competition landscape grew stronger as digital technology revolutionize financial industry. Many limitations are imposed upon of financial institution; adoption of BASEL IV framework, increase demand on capital, stretching requirements from consumers, diverse consumer need with higher risk profile, etc.
“Financial District” was designed to train bank’s employees to improve their financial analysis skill, to better streamline their internal and external operation. The simulation covers analysis of customer’s risk profile and their relative impact to bank’s financial performance. It also provides basic understanding of accounting, and develop into a more complex understanding of BASEL III regulation in the second day of workshop. Essentially, this simulation is “Banking 101”
Understand accounting treatment of basic and advance transactions
Able to make sound investment decisions related to bank’s resource
Understand and able to apply key financial ratios to operation decision makings (NIM, Spread, ROE, LDR, CIR, CAR, LCR, NSFR, etc.)
Able to manage customer portfolio to maximize net profit while maintaining adequate capital
Understand bank’s credit rating criteria use by rating agencies
Able to analyze bank’s financial statement
